How to Cut Monthly Expenses

#killerpost (1)

A recent worthwhile purchase has forced me to rethink about my monthly expenses. Since the purchase was a major one and I had been dreaming about, ok… it was a house!, I willingly comply to a little adjustment to my monthly budget, and perhaps, slightly to my lifestyle. I need to save more money because I need to buy a lot of stuff for my house. Here are the things I do to cut my monthly expenses.

  • I buy clothing items online. I even buy clothes every other month now. Fortunately, I am not a brand-minded person. I can get a similar or even better quality dress than a branded one online. Even a branded bra can be half priced online if you don’t mind not having the newest edition. Besides, have you considered a hidden cost of buying your clothes from a physical store in a mall? Cost like rental that may be added to price tags by percentiles? I don’t know how the system works, but that possibility really bugs me. With online shops, you can always compare prices before buying.
  • I stopped buying coffee from Starbuck’s because I can always get better coffee much cheaper. Let’s be honest. Theirs looks stylish on Instagram, but the price you pay is not only for the coffee, but also for the logo and space rental.
  • I gave up visits to my favorite nail salon and do my own nail. I purchased a manicure set a while ago, and every Sunday morning, I do my nail rituals. I don’t polish my finger nails; just trim, smooth the edges, and shine them. I usually do extra with my feet: softening up the calluses and paint the nails properly at the end.
  • I reduced eating out especially on week days and started eating in office’s cafetaria. If the food there sucks, I set a limited budget for delivery from nearby warungs.
  • Unfortunately, I don’t live in my house at the moment because it is located in my hometown while I work in a different island. It means: apartment/house rental. The one I live in now costs me IDR 1.5 millions (about USD 120) monthly. If I want to save significantly, I need to start looking for a cheaper place. I have not found a decent place to move into at a lower price than I have to pay right now. I’m still looking.
  • I quit smoking. … … … Nah, I lied. But it is something I’ve been considering because I can save almost IDR 700,000 a month!

Do you have any other ideas for me?

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On Sharing Online

 

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Certainly sharing something online has become a more and more common daily activity. I share, and even multi-share my selfies, pics of my food and office assignments, my blog posts, funny images, some-rocking-peep’s quotations on daily basis. I share interesting news pieces or practically anything that draws my attention and is, in opinion, worth sharing. What I post is mostly personal stuff; and by sharing them, I am more or less aware of the consequences of revealing some aspect of myself and that people may react differently to it. Funny comments, sarcastic attacks, retweets, likes, trains of conversations, or nothing at all — ready or not, I must accept that they color my social media existence.

Most of the time I am conscious of an image I want to project of myself whenever I post a material online. No, not so much because I am narcissistic (to some extent, hell yes, I love taking pics of myself and sharing some of them on my socmed), but because of measured social and professional consequences of who and what I am when I decide to share something online. Because people can read my professional identity online, I think I should behave responsibly online as well. I leave my accounts open so that people can look into my profile as they wish, and they will find that I don’t update on problems at work, or on how I feel about a certain coworker, nor would they find me an angry person by going through my online posts. There are certain times, though, when I blur lines between my private and social life, just to have fun with myself and let others see my silly side without having to make people think, “Oh geez, how could this company hire this witch in the first place?”

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How do I react to reckless posts made by my contacts? There is an excellent feature on Facebook and I love it so much I use it many times. If a post is annoying beyond belief, I will easily click ‘I don’t want to see this’. If the same person has a pattern of making stupid posts (such as controversial news pieces from god-knows-what media), I will unfollow or even unfriend this person completely. Life is too priceless, and your day is too beautiful, to be tainted by other people’s bitterness or weak judgment. It was when MH370 went missing and all social medias were flocked with shared updates of the search that I got really bugged with the fact that some people were mindless enough to share posts that looked more like a gossip than a reliable news piece. Of course everybody is dying to know, but, darling, let me tell you: it doesn’t help at all when your updates come from unreliable sources. 

If you care about your online credibility — because human beings are assessed in this manner too, nowadays — mind the sources you share your posts from, if what you post is an article or news piece. If you vent your anger online, and you think you can hide it by writing it in Swahili, please bear in mind that people do use Google Translate. If the post is light in nature, such as health tips and funny images, sources are less important than in the case of the missing aircraft updates. A note to keep in mind: we tend to take TIME’s or Huffingtonpost’s health articles more seriously than some teenagers’ magazine articles. Having said that, if you aim at entertaining, some cool sites like Buzzfeed have fun stuff to share on your contacts’ timelines just for the heck of fun (like the “Is Ryan Gossling Your Soulmate?” quiz).

End note: Follow any media you like, and start sharing wisely.